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What does you finances look like?

Take charge of your finances this year.  Have you looked at your credit report?  The Fair Credit Reporting Act (FCRA) requires the credit reporting companies to provide you a copy of your credit report once every 12 months at your request.  You can visit annualcreditreport.com or call 1-877-322-8228. It is better to know what may need to be fixed or if incorrect information is following you.  You will face your financial decisions and habits head on.  You may see the consequences of bad decisions, but be encouraged, you can start down the road of repair. 

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